overspending?

hahaha...great post for my fellow scholars..hehehe..how not to overspend everything..

so what to do when u realize that in ur bank account,u have just enough to eat through 1 week?hahaha..that means that u are overspending..

overspending is dangerous..especially to people who doesnt have a permanent job or still relaying on others money(father and mother)

so this is some tips to help u overcome it..

1.understanding ur spending triggers..
everyone has their own spending triggers..understand urself and and try to overcome it with positive attitude..

2.mind ur spending...
One way to rein in overspending is to keep track of where you are spending money.

3.investing for long-term...
Paying for college and saving for retirement are two of the biggest financial anxieties.To help you get your finances in order, meet short-term, interim, and long-term financial goals

4.understanding ur spending habits..
Psychologists have identified a handful of rationalizations we use to justify our spending habits:
• Stress relief
• Pleasure
• Entitlement
• Overcoming feelings of inadequacy
• Demonstrating our own importance
If you want to keep your spending in check, trying first keeping your emotions in check

now this is just a few ways...here's the link overspending? to more on how to spend wisely..

i would probably listen to long-term..wives(plural?!)and my college..